Faq’s

An investment portfolio is a collection of financial assets and investments held by an individual or institution. The primary goal of an investment portfolio is to achieve a specific financial objective, such as growth, income, or preservation of capital, while managing risk.

Investing is the act of allocating money into assets with the expectation of generating a profit or return. Investments can include stocks, bonds, mutual funds, real estate, and other financial instruments. The goal is to grow your wealth over time through capital appreciation, interest, dividends, or rental income.

1. Stocks: Shares of ownership in a company, which can provide dividends and capital gains. 2. Bonds: Debt securities issued by governments or corporations, offering periodic interest payments and the return of principal at maturity. 3. Mutual Funds: Investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other assets. 4. ETFs (Exchange-Traded Funds): Similar to mutual funds but traded on stock exchanges like individual stocks. 5. Real Estate: Investment in property, which can generate rental income and potential for value appreciation. 6. Commodities: Physical goods like gold, oil, or agricultural products that can be traded for profit. 7. Cryptocurrencies: Digital currencies that use blockchain technology for secure transactions and can be highly volatile.

Risk tolerance refers to your ability and willingness to endure market fluctuations and potential losses in your investments. It’s crucial because it helps determine your investment strategy and asset allocation. Higher risk tolerance might lead to investing in more volatile assets, while lower risk tolerance might focus on more stable investments.